Eating Disorder Treatment Cost & Insurance
When you are working towards recovery, you shouldn’t have to worry about insurance coverage and how you are going to pay for treatment. We believe that everyone should have the opportunity to seek treatment and recovery regardless of income. The insurance process is an important part of the pre-admissions phase. At Eating Disorder Solutions, we do everything in our power to help you navigate the costs of eating disorder treatment. Learn more about the costs and insurance associated with eating disorder treatment.
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Cost of Eating Disorder Treatment
Although your top priority should be finding the best eating disorder treatment center possible, many of our clients ask how much eating disorder treatment costs. To support increased access for eating disorder treatment, we accept over 80 major insurance plans, including all major providers such as Blue Cross Blue Shield, Cigna, Aetna, United Healthcare and more!
We understand that navigating the relationship with your insurance provider can be challenging, which is why we are here to help. We can help you with the following:
- Be a liaison between you and your insurance company
- Answer any questions about the cost of eating disorder treatment
- Follow the insurance claim process with integrity
- Explain costs and coverage throughout the entire process
With your approval, our Admissions Specialists can contact your insurance company for you and communicate back to you in easy-to-understand terms, so you’re in the loop throughout the entire process. Our experienced insurance advocates will get you the insurance benefits you deserve for eating disorder treatment.
Contact Eating Disorder Solutions to Discuss the Cost of Eating Disorder Treatment
Regardless of where you are in your recovery, it’s important to understand the costs associated with your eating disorder treatment, as well as the insurance nuances. Fortunately, Eating Disorder Solutions can guide you through the process. We have expert insurance advocates that will ask the right questions and get you into the treatment you deserve.
Recovery is possible. If you or a loved one are struggling with an eating disorder, don’t wait to seek help. Get in touch with the compassionate team at Eating Disorder Solutions to learn more.
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Common Questions for Insurance Companies
If you are in touch with your insurance provider, there are certain questions that should not be overlooked. These questions will help you understand your insurance policy and mental health benefits.
What kind of eating disorders are covered by insurance?
Most insurances have an eating disorder benefit and will typically cover the Eating Disorder Diagnoses, characterized by “Feeding and Eating Disorders” in the DSM-5, such as anorexia nervosa, binge-eating, bulimia nervosa, not other specified eating disorder, avoidant/restrictive intake disorder, and unspecified eating disorder.
What level of care will insurance pay for?
Eating Disorder Solutions offers a full continuum of care for eating disorder patients. Finding out what level of care your insurance provider will pay for can be challenging. The coverage is variable depending on the insurance providers’ criteria for an admission, what benefits the plan will cover and what plan the member is enrolled in. Many insurance providers will require the patient to meet criteria in order to access comprehensive levels of care such as residential care, partial hospitalization and intensive outpatient programs.
How much is my deductible?
The deductible is a specified amount of money that you will be required to pay before an insurance company will begin financial coverage. In other words, this is how much you will have to pay out-of-pocket. Once the deductible is met, many insurance plans will begin covering at 100%, while other plans require a member to pay a “co-insurance” or a percentage of the cost of treatment. This typically ranges from 10-50%.
How long will insurance pay for me to stay in treatment?
This is very dependant on certain circumstances. The insurance provider will evaluate the client’s progress to determine if they will continue to provide benefits or deny benefits. They will also take into consideration the level of the client is receiving whether it is residential, partial hospitalization, or intensive outpatient.
Before entering treatment, it’s important to request a copy of your insurance policy. Without a copy of the policy, you won’t understand your benefits. Knowledge is power when it comes to insurance for eating disorder treatment.
No Insurance? No Problem: Financing Options for Eating Disorder Treatment
We realize that not everyone struggling with an eating disorder may have insurance to cover their medical bills. Fortunately, we offer financing programs and payment plans to get people into treatment and on the road to recovery. With our different levels of care, we can accommodate various budgets and severities of eating disorders. Financing is a great option for our clients and families that:
- Don’t have healthcare insurance
- Heave healthcare insurance with no eating disorder treatment benefits
- Have coverage for eating disorder treatment, but a limited number of inpatient treatment days
- Have high co-pays and deductibles
- Have coverage for eating disorder treatment, but is denied benefits in the middle of treatment
Dealing with Appeals
An insurance denial can be incredibly frustrating and stressful, however, it’s not the end-all-be-all for your treatment. The appeal process can be tricky to navigate, but we can help. To make your case, it’s important to document everything and provide support for your claim. Explain the history of your eating disorder, the full impact that your eating disorder has had on your life, and anything else you feel might be helpful to make your case. Letters from not only family and friends but doctors and clinicians can be powerful, too. Our team can walk you through the appeal process to lower the eating disorder residential treatment cost and provide support so you can focus on recovery.