How to Pay for Eating Disorder Treatment Without Insurance in Texas

Most people in Texas use health insurance to help cover eating disorder treatment costs, but for those without coverage, treatment can still be accessed through self-pay options, sliding-scale fees, payment plans, and financial assistance programs offered by many treatment centers.

If you’re unsure about your coverage, we can check it for you at no cost.

Date Modified: June 26, 2026
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What Is the Cost of Eating Disorder Treatment in Texas Without Insurance?

The cost of eating disorder treatment in Texas varies based on the type of eating disorder, severity of symptoms, and level of care required. Outpatient therapy for conditions such as anorexia nervosa, bulimia nervosa, binge eating disorder, and ARFID typically ranges from $100–$300 per session, while nutrition counseling may cost $75–$250 per visit. Intensive Outpatient Programs commonly range from $3,000–$10,000 per month, and Partial Hospitalization Programs often cost between $7,000–$20,000 per month. Residential treatment generally ranges from $15,000–$60,000+ per month, while inpatient hospitalization for medically complex cases can exceed $1,000–$3,000+ per day. Actual costs vary by provider, treatment duration, location, and insurance coverage.

The cost of treatment depends on:

  • Level of care (Residential, PHP, or Tele-IOP)

  • Length of stay

  • Insurance benefits and deductible

  • In-network vs. out-of-network status

How Long Does Eating Disorder Treatment Last?

Typical lengths of stay:

  • Residential: Approximately 45 days

  • PHP: Approximately 60 days

  • IOP: Approximately 90 days

Our team will provide a clear breakdown of expected out-of-pocket costs before admission.

There are no surprises.

What Is the Cost of Eating Disorder Treatment
Insurance Coverage for Eating Disorder Treatment

How to Pay for Eating Disorder Treatment Without Insurance

Paying for eating disorder treatment without insurance can feel overwhelming, but there are several options available to help make care more accessible. Many treatment centers in Texas offer flexible payment solutions and financial support programs designed to reduce upfront costs and spread payments over time. Understanding these options can help individuals and families find the right level of care without delaying treatment.

Common ways to pay for eating disorder treatment without insurance include:

  • Self-pay: Paying directly out of pocket at the time of service or through a structured payment schedule offered by the treatment center.
  • Payment plans: Monthly installment plans that allow individuals to spread the cost of treatment over time, often arranged directly with the provider.
  • Medical loans or financing: Third-party healthcare financing options that cover treatment costs upfront and are repaid over time with interest.
  • Sliding scale fees: Income-based pricing offered by some facilities to reduce overall treatment costs for qualifying individuals.
  • Scholarships or financial assistance: Limited funding programs provided by certain treatment centers or nonprofit organizations to help offset costs.
  • Crowdfunding or community support: Fundraising efforts through friends, family, or online platforms to help cover treatment expenses.

We are able to work with most commercial insurance providers, with many plans accepted in-network at Eating Disorder Solutions. Our team handles insurance verification quickly and walks you through coverage details to make the process simple and stress-free.

Our Levels of Care

Every person's journey is unique. We offer personalized treatment programs designed to meet you where you are and support you every step of the way near Dallas, Texas in Weatherford.

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Residential Treatment

24/7 inpatient eating disorder treatment providing structured, medically supported care in a safe, healing environment.

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Outpatient Treatment

Daytime eating disorder treatment offering intensive support while allowing clients to live at home and maintain daily responsibilities.

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Partial Hospitalization

High-level eating disorder treatment combining daily clinical care with increased flexibility outside of inpatient treatment.

Intensive Outpatient Program at Eating Disorder Solutions Icon

Intensive Outpatient

High-level eating disorder treatment combining daily clinical care with increased flexibility outside of inpatient treatment.

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Virtual Outpatient

Fully online eating disorder treatment delivering structured therapy and nutrition support from the comfort of home.

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Aftercare

Ongoing eating disorder recovery support designed to maintain progress and reduce the risk of relapse after treatment.

Our Approach

Evidence-Based Care with Heart

We combine the latest research with compassionate, individualized care. Our multidisciplinary team works together to address the physical, emotional, and psychological aspects of eating disorders.

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Cognitive Behavioral Therapy

Identify and change harmful thought patterns and behaviors.

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Dialectical Behavior Therapy

Build skills for emotional regulation and distress tolerance.

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Trauma-Informed Care

Address underlying trauma in a safe, supportive environment.

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Does Cigna Cover Eating Disorder Treatment in Dallas_

Nonprofit Programs, State Resources, and Medicaid/Medicare

Individuals in Texas seeking eating disorder treatment without private insurance may be able to access support through nonprofit organizations, state-funded mental health programs, and public insurance options such as Medicaid and Medicare. Nonprofit programs may offer sliding-scale fees, grants, scholarships, or referrals to affordable care. State resources, often coordinated through local mental health authorities, can help connect individuals to community-based behavioral health services and crisis support when needed.

Medicaid in Texas may cover eating disorder treatment when services are deemed medically necessary, including outpatient therapy and in some cases higher levels of care with prior authorization. Medicare may also cover mental health services and outpatient treatment for eligible individuals, although coverage for intensive programs can vary based on provider type and setting.

Why Would Someone Not Use Their Insurance Coverage for Eating Disorder Treatment?

 

Some individuals may choose not to use their insurance coverage for eating disorder treatment for a variety of personal, financial, or logistical reasons. In some cases, their insurance plan may have limited behavioral health benefits, high deductibles, or significant out-of-pocket costs that make self-pay or alternative funding options more predictable or accessible. Others may not have providers or treatment centers in-network, which can restrict access to preferred levels of care or specialized eating disorder programs.

There are also situations where privacy or accessibility concerns influence this decision. Some individuals may prefer not to involve insurance due to concerns about documentation, required authorizations, or coverage limitations that could affect treatment length or placement. In other cases, insurance may be unavailable or difficult to use for certain programs, such as specific residential treatment centers or out-of-state facilities, leading individuals to explore payment plans, financing, or nonprofit assistance instead.

Specialized Programs

We understand that different ages and situations require different approaches. Our specialized programs are tailored to meet specific needs.

Who We Eat for Compulsive Overeating Adults of All Ages

Adult Program

Specialized eating disorder treatment designed to support adults balancing recovery with work, family, and daily responsibilities.

OSFED Who We Treat at Eating Disorder Solutions Adult Athletes

Athlete Program

Eating disorder treatment tailored for athletes, addressing performance pressures, fueling needs, and sport-related stressors.

LGBTQ+ Eating Disorder Treatment Programs at Eating Disorder Solutions

LGBTQ+ Program

Inclusive eating disorder treatment providing affirming, holistic care for individuals in the LGBTQ+ community.

Who We Eat for Compulsive Overeating Professionals

Professionals Program

Specialized eating disorder treatment for professionals balancing recovery with work responsibilities, high stress, and the demands of daily life.

OSFED Who We Treat at Eating Disorder Solutions College Students

College Students Program

Specialized eating disorder treatment for professionals balancing recovery with work responsibilities, high stress, and the demands of daily life.

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Conditions We Treat

We provide specialized care for all types of eating disorders across the Dallas–Fort Worth area.

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Anorexia Nervosa

A restrictive eating disorder marked by fear of weight gain and distorted body image, requiring comprehensive medical, nutritional, and therapeutic care.

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Bulimia Nervosa

An eating disorder involving cycles of binge eating and compensatory behaviors, often driven by emotional distress and body image concerns.

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Binge Eating Disorder

Characterized by repeated episodes of eating large amounts of food with a sense of loss of control, without compensatory behaviors.

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Compulsive Overeating

Recurrent episodes of overeating driven by emotional distress rather than physical hunger. Treatment helps address emotional triggers, reduce shame, and develop healthier coping strategies.

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Body Dysmorphia

Persistent distress about perceived flaws in appearance that impact daily life. Treatment focuses on improving body image and reducing obsessive thoughts through structured therapeutic support.

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Orthorexia

An unhealthy fixation on eating “clean” or “healthy” foods that leads to rigid rules and anxiety around meals. Treatment promotes flexibility, balanced nutrition, and a more sustainable relationship with food.

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Co-Occurring Disorders

An eating disorder occurring alongside conditions such as anxiety, depression, or trauma. Treatment addresses both concerns together to support lasting recovery and emotional stability.

ARFID & Other Disorders

Includes avoidant or restrictive eating patterns and other specified feeding or eating disorders that require individualized treatment approaches.

Most Insurances Accepted

We work with most major insurance providers and offer flexible payment plans

Our admissions team will verify your insurance benefits at no cost and help you understand your coverage.

Real People, Real Results

Why Choose Eating Disorder Solutions near Dallas?

Eating Disorder Solutions near Dallas offers compassionate, evidence-based care in a peaceful, home-like setting designed to help clients feel safe, supported, and understood. Our multidisciplinary team provides individualized treatment across multiple levels of care, blending clinical excellence with real-world recovery skills that translate beyond treatment. With a strong focus on nutrition, therapy, and long-term healing, we help clients build a sustainable path to recovery, not just short-term progress.